We have been in the accounts receivable factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's roller coaster rides and in having done so, can support you through any tough situations you might suffer. We won't disappear when the times get tough, like a few accounts receivable factoring companies sadly have before.

All factoring companies have yardsticks for size, industry, and risk. It's pretty hard for you to pick which accounts receivable factoring firm is the ideal fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the right fit for your company - whether it's with us or another accounts receivable factoring company.

We have a large network of accounts receivable factoring industry counterparts, these close relationships were built over 20+ years in the business. So, when you take some time to explain what you need to us, we have all the confidence in the world that you will find exactly what you need..

Nearly all accounts receivable factoring firms let you select and choose your customers that you want to factor. However a few of them usually have a minimum amount prior to working with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a lot like carrying a credit card in your pocket. You have it to use when you need it but don’t sign an agreement that will force you into accounts receivable factoring when you don't need it.

Nearly all accounts receivable factoring firms try not be upfront about their fees. It is baffling why they do this. You can be sure, We are different.  We are flat out transparent about our fees. When you apply, you are provided an easy to understand, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring companies are financed by Wall Street money. We are a privately held company and don't answer to investors and boards. Like you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We take the time to hear your story, determine concerns. Based on that information we will put together a custom-made solution for you. Nearly all receivables factoring companies notably the Silicon Valley Fintech ones mostly count on an algorithm to establish your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Nearly all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who knows your business intimately, and can assist you in ways the others just can't or don't want to be disturbed.

Don't neglect the fact that the accounts receivable factoring firm will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to spot recent negative trends so that we can protect you from iffy transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to correct them without delay.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay alert to negative payment trends. This is critical to avoid preventable write-offs.

We make sure to adopt state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Nearly all other companies are not even in the same neighborhood.